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Committed to your needs

Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Mark Allen
Manager
Direct Home Mortgage Lending
9101 Camino Media
Bakersfield, CA 93311
Office Phone: (661) 859-5626
Fax: (661) 859-5626
Cell Phone: 661-304-9611
 
 
  • Enthusiasm working for you
    Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
  • Established Credibility
    I have many years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right.
 
Top News


Mid-Day Recap: Financial Stocks Lead Equity Market Higher - 9 hours ago
The Nasdaq dropped an entire percentage point in early trading but 90 minutes into the session all three major indexes have rebounded into positive territory, giving hope that four weeks of market declines could come to an end. Investors are cautiously optimistic this morning on a slow ahead of a busy week, which includes many macroeconomic data releases, plus Q2 earnings reports from Goldman Sachs, Bank of America, JPMorgan Chase, and Citigroup....(read more)
Mid-Day Recap: Markets To End Week 2-3% Lower - 3 days ago
Markets opened higher on Friday after the Trade Balance for May hit a ten-year low, but when a Consumer Confidence report wiped away the previous three months of gains, all three markets fell into the red. Treasury Secretary Tim Geithner didn?t appear to have eased concerns as he called for increase regulation....(read more)
Fed Purchases $17.050 Billion Agency MBS. Over Half of Allocated Funds Now Used - 4 days ago
The Federal Reserve today reported on their weekly purchases of agency mortgage-backed securities (MBS).In the four trading days between July 2 and July 8, the Federal Reserve purchased a gross of $23.250 billion Agnecy MBS. During this period the Federal Reserve sold $6.2billion agency MBS, which brought their weekly net purchases to a total of $17.050 billion. Since the inception of the program the Federal Reserve has spent $638.61 billion, 51% of the $1.25 that was allocated....(read more)
Freddie Mac Weekly Rates Decline in Response to Economic News - 4 days ago
Mortgage interest rates dropped again this week according to the results of Freddie Mac?s Primary Mortgage Market Survey for the week ended July 9. 30-year fixed-rate mortgages (FRM) had an average rate for the week of 5.20 percent with 0.7 point, down from the previous week when it averaged 5.32 percent with 0.7 point. This is the lowest rate for the 30-year mortgage since the week ended May 28 when the average was 4.91 percent....(read more)
Mid-Day Recap: Stocks Mixed After Labor Data - 4 days ago
Markets opened higher due to a smaller-than-expected loss in Q2 from Alcoa, whose earnings were posted after the closing bell yesterday. In addition, a weekly labor report this morning said Jobless Claims fell to 565,000 last week, their lowest level since January....(read more)